WA Ranks 9th Lowest for AUTO Premiums
Washington drivers pay an average of $1,890 a year for full auto coverage — well below the national average of $2,679. Dennis breaks down where WA stands and what it means for your wallet.
Bankrate publishes each month the rates for average home and auto premiums paid in each state, based on a 45-year-old driver driving a Toyota Camry with a clean driving record and good credit.
The full coverage premium spent by the average driver in the US is $2,679 per year and $808 for minimum coverage per year. That is over $223 a month for a middle-age driver with no tickets or accidents and established credit.
The Most Expensive States
While New York is $4,031, Louisiana is $3,963, Florida is $3,874, Nevada is $3,626, and Michigan is $3,236 — the top 5 average $3,746 per year.
Where Washington Stands
Washington is on average $1,890. Only Ohio ($1,823), North Dakota ($1,799), Wyoming ($1,760), New Hampshire ($1,716), Indiana ($1,704), Hawaii ($1,650), Maine ($1,631), and Vermont ($1,491) are lower.
You're probably wondering how we rank in home insurance — which we will explore soon, as the numbers may also surprise you.
Keep in mind that virtually all carriers use the same circumstances and rules when it comes to setting premiums. Right down to your zip code, the specifics are formulated to reflect your area. Look for this and more information coming soon in a new blog.
All the information for this blog was from Bankrate, 8/25/2025.
bankrate.com — Average Cost of Car Insurance
Until next time — be safe out there, and make sure you are getting all the discounts you are entitled to as an Allstate or National General insured.
Written by
Dennis Kaiser
Content creator and writer sharing insights and stories.
